Ownr Promo Code Canada (July 2026)
15% Off + $300 RBC

No. Ownr discounts run through partner links rather than codes. Our link applies 15% off automatically, bringing a standard incorporation from about $499 to about $424. Ownr's plans start at $199 a year (Online Minute Book Plan, first year free), with government filing fees separate.

Yes. Ownr is owned by RBC Ventures, the innovation arm of the Royal Bank of Canada, and has incorporated tens of thousands of Canadian businesses. The documents it produces, articles of incorporation, minute book, registers, and organizational resolutions, are legally valid and accepted by the provincial and federal registries. For a standard incorporation it is a legitimate, lower-cost alternative to a lawyer; for complex share structures, see our Ownr-versus-lawyer breakdown.

Ownr charges an annual plan plus separate government filing fees. The Online Minute Book Plan is $199 a year with the first year free; the Managed Corporation Plan is $599 a year ($499 the first year). Government filing fees vary by province (about $499 in Ontario). Our partner link takes 15% off (about $424 on a roughly $499 Ontario incorporation), and the Ownr checkout shows the full breakdown before you pay.

Ownr and RBC run a separate promotion: incorporate with Ownr, then open an RBC business bank account, and you receive up to $300 back. Our partner link already takes 15% off (about $424 on a roughly $499 Ontario incorporation), and the $300 RBC credit stacks on top, so the net cost of incorporating in year one drops to roughly $124.

Provincial incorporation suits businesses operating in one province; federal incorporation protects your name across Canada and suits businesses planning to operate in multiple provinces. Ownr supports both. If you are unsure, our incorporation guide covers the trade-offs, or ask us.

For standard incorporations, yes: the documents are proper and complete. For complex share structures, holding companies, or investor-ready setups, a lawyer is worth the fee. Our Ownr review includes a calculator comparing the costs both ways.

Three things in the first month: a business bank account (see our Venn offer), accounting software with GST/HST tracking (see our Xero offer), and a CRA business number with the right program accounts. Our post-incorporation checklist on the blog walks through all of it.

A sole proprietorship registration is $49 one-time. To incorporate, Ownr charges an annual plan plus separate government filing fees: the Online Minute Book Plan is $199 a year with the first year free, and the Managed Corporation Plan is $599 a year ($499 the first year). Government filing fees vary by province, about $499 in Ontario.

They stack. Our partner link applies a discount to Ownr's fee, and separately RBC credits up to $300 when you open an RBC business account within 60 days of incorporating. Together they can cover most or all of the incorporation cost.