Ownr Promo Code Canada (October 2026)20% Off + $300 RBC

No. Ownr discounts run through partner links rather than codes. Our link applies 20% off automatically, bringing a federal incorporation from $499 to about $399. That year-one price already includes Ownr's government and filing fees, and the Online Minute Book Plan then renews at $199 a year. Short link: ledgerlogic.ca/go/ownr.

No. Ownr does not issue public coupon codes, and the codes on aggregator sites do not work at checkout. The genuine offer is 20% off the base price through our partner link, applied automatically, and Ownr separately takes $300 off when you open an RBC business bank account, which stacks on top.

Yes. Ownr is an RBCx company, run by RBCx Portfolio Inc., a wholly owned subsidiary of Royal Bank of Canada, and Ownr says it has registered more than 265,000 businesses. The documents it produces, articles of incorporation, minute book, registers, and organizational resolutions, are legally valid and accepted by the provincial and federal registries. For a standard incorporation it is a legitimate, lower-cost alternative to a lawyer; for complex share structures, see our Ownr-versus-lawyer breakdown.

Provincial incorporation suits businesses operating in one province; federal incorporation protects your name across Canada and suits businesses planning to operate in multiple provinces. Ownr offers federal incorporation in Ontario, and provincial incorporation in Ontario, Alberta, British Columbia and Quebec. If you are unsure, our incorporation guide covers the trade-offs.

For standard incorporations, yes: the documents are proper and complete. For complex share structures, holding companies, or investor-ready setups, a lawyer is worth the fee. Our Ownr review includes a calculator comparing the costs both ways.

Three things in the first month: a business bank account (see our Venn offer), accounting software with GST/HST tracking (see our Xero offer), and a CRA business number with the right program accounts. Our post-incorporation checklist on the blog walks through all of it.

A sole proprietorship registration is $49 one-time, or free when you open a new RBC business account (Ontario, Alberta and British Columbia). To incorporate, Ownr sells yearly plans, and the year-one price includes its one-time government and filing fees. The Online Minute Book Plan is $499 in year one for a federal incorporation, $599 in Ontario or Alberta and $699 in British Columbia or Quebec, then $199 a year. The Managed Corporation Plan is $998, $1,098 or $1,198 in year one for the same jurisdictions (not yet offered in Quebec), then $599 a year. Our link takes 20% off, and a new RBC business account takes another $300 off year one.

They stack. Our partner link applies a discount to Ownr's fee, and separately Ownr takes $300 off its regular price when you apply and get approved for a new RBC business bank account within 60 days of buying. Opt in at checkout and the $300 comes off instantly; open the account at an RBC branch afterwards, click "Refund Me" in your Ownr dashboard, and the $300 is credited to that RBC account within 7 to 10 business days. Keep the account open for a year, or Ownr can charge the saving back.