Wagepoint for payroll under about 50 staff, Employment Hero for payroll inside an HR system, Rippling for HR and payroll across countries, ADP past 50 staff, and Deel for people outside Canada.
More detail
For payroll only under about 50 staff, Wagepoint ($20 plus $4 per employee, or $40 plus $6 for more than one run a month) remits to the CRA and files T4s, ROEs and RL-1s. From about 10 staff, if you also want onboarding, time off and benefits, Employment Hero runs payroll at $7 per employee inside a Canadian HR system. Rippling puts HR and payroll in one system for about 10 to 500 staff, including people outside Canada. Past 50 staff with unions or several provinces, ADP Workforce Now, by quote. For contractors or hires abroad, Deel.
Five tools, each for a different job, picked from 12 we checked. We earn a referral fee from Wagepoint, Employment Hero, Rippling and Deel; the picker sends each team to the tool we would set up for a client.
Five tools, five jobs
Each one solves a different payroll problem. Who it is for, what it costs, one strength and one thing to watch; the full verdict is folded under each card.
$20 + $4/employee
Wagepoint: Payroll for a small Canadian team
Canadian payroll that remits, files and syncs, from $20 a month.
Calculates CPP, EI and federal and provincial tax, then remits source deductions to the CRA on your remitting schedule, with WCB/WSIB and Ontario and BC Employer Health Tax remittances included on both plans
No HR tools beyond the employee portal and self-onboarding: time off, benefits and performance need another product
Wagepoint is the payroll we run for most of our own clients and the one we recommend when someone asks. It is not the cheapest row on this page, and the price index says so. It wins on the parts that cause CRA trouble: remittances leave on time, T4s and ROEs are filed rather than exported, and the Xero sync means the bookkeeper never types a payroll journal. For a business that wants payroll to be a solved problem rather than a product to manage, that is the trade.
T4 and T4A slips, ROEs to Service Canada and Quebec RL-1s are generated and filed from inside the product, at no extra cost
Two-way sync with Xero and QuickBooks Online posts the payroll journal without re-keying; FreshBooks is also supported
Published CAD pricing with no per-run fee on Unlimited, a 14-day free trial, 30,000-plus businesses, and a $50 gift card after your first payroll through our link
Solo allows one pay run a month, so anyone paying bi-weekly needs the $40 Unlimited plan
Canada only, so a US hire needs a second provider
At 25 employees on Unlimited it costs $190 a month, more than Wave or PaymentEvolution for the same team
Plans
Solo $20 + $4 per employee (one run a month, one pay group); Unlimited $40 + $6 (unlimited runs, unlimited pay groups)
Remittances
Automatic to CRA, plus WCB/WSIB and ON/BC EHT
Year-end
T4, T4A and ROE filed
Setup
14-day free trial; import employees and prior-year totals yourself in an afternoon
Employment Hero: Payroll inside a Canadian HR system
The Canadian HR platform (formerly Humi) with payroll at $7 per employee.
Payroll at $7 per employee inside a real HRIS: source deductions for federal and provincial tax, CPP, CPP2 and EI run against the latest CRA tables, with T4 generation and submission included
The $70 minimum, and a 10-user minimum on the HR plans, make it dear for teams under ten; one employee costs $70 a month
Employment Hero is the answer when the question is "what should our HR system be" rather than "how do we pay people". From about ten employees the $70 minimum stops mattering and the onboarding, time off and benefits pieces earn their keep. Below that, Wagepoint or Knit does the payroll part for less and sends the remittance itself.
Humi was built in Canada for Canadian employers and now sits inside Employment Hero; Quebec customers run on Humi by Employment Hero, which submits RL-1s to Revenu Québec
Managed Payroll option at $30 per employee for teams that want a payroll professional handling the CRA filings
Benefits administration with Canadian carriers on the platform
The Payroll plan prepares your CRA remittance schedule rather than sending the money; the filing itself is a Managed Payroll feature, and ROE generation needs Payroll and HR active together
A platform to administer, not a payroll to switch on; expect a longer setup
The Humi brand is being folded into Employment Hero, so screens and pricing are in transition
Plans
Payroll $7 per employee per month with a $70 minimum; Managed Payroll $30 per employee with a $500 minimum; HR plans are quoted with a 10-user minimum
Remittances
Calculates deductions and prepares the CRA remittance schedule; Managed Payroll files
Year-end
T4 and T4 Summary submitted; ROEs when Payroll and HR are both active
Rippling is the pick when payroll is one part of a bigger system: HR, onboarding and payroll in one place, and people in more than one country. It files the Canadian forms (T4, T4A, ROE, RL-1) and runs payroll abroad from the same account. It sells by demo and quote, so it is not where a five-person team should start.
Runs payroll for employees and contractors in other countries from the same account
Integrates with Xero, QuickBooks and NetSuite
Garnishments, multiple pay rates, retroactive pay and multiple approvers built in
A US company; its Canadian payroll is newer than the Canadian-built tools on this page
More platform than a team under 10 needs
Plans
Priced by quote after a demo; payroll is one module of the Rippling platform
ADP is the right answer for a 200-person employer with unions and three provinces. For the readers this page is written for, it is the answer to a question they do not have yet.
A compliance team tracks CRA and provincial changes and updates the system
Payroll taxes calculated, deducted and paid automatically, T4s and Relevés sent to employees, 24/7 phone and chat support in English and French on the small business product
Decades of Canadian payroll processing behind it
Over-engineered for businesses under 50 employees
Xero and QuickBooks syncs are export-led and often need mapping work
Support is tiered; small accounts do not get the enterprise desk
Plans
Quote only; Workforce Now On the Go for 1 to 49 employees, Workforce Now for 50 to 999, enterprise products above that; ask about the term before signing
For paying people outside Canada; its Canadian payroll is a quoted product.
Pays contractors in 120-plus currencies with localised contracts and tax forms
The $49 contractor and $599 EOR products are not a payroll for your own Canadian employees; Deel does sell an own-entity Global Payroll that covers Canada, but it is quoted, so it is not on the price index
Deel solves a different problem from the rest of this page: paying a developer in Portugal or hiring a salesperson in Texas without a foreign entity. Keep Wagepoint for the Canadian team and add Deel the day the first hire is abroad. Our guide to hiring workers abroad from Canada covers the tax side.
Employer of Record lets you hire a full-time employee in 130-plus countries without opening an entity
Published prices, and a referral link that pays us if you sign up
Integrates with Xero and the other major accounting platforms
$599 per employee per month for EOR is a real cost; compare it with incorporating locally once you have three or more hires in one country
Contractor fees add up at scale: ten contractors is $490 a month
Our Deel income to date has come from writing about it, not from referrals, so read this row as a description, not a track record
Plans
Contractors $49 per contractor per month; Contractor of Record $325; Employer of Record $599 per employee per month; US PEO $125; own-entity Global Payroll by quote
Remittances
EOR: handled by Deel's entity; own-entity Global Payroll by quote
CAD, before tax, read at each provider on Sep 20 2026. “Remits to CRA” means the software sends the source deductions on your schedule, the part that keeps you clear of late-remittance penalties.
QuickBooks Payroll shows its Canadian price at checkout, not on a pricing page. Wave Payroll does not serve Quebec.
Price your team
What would payroll cost you each month?
8employees
Plan fees only, CAD, before tax; every two weeks means 26 runs a year. Wagepoint Solo is used only for monthly pay, since it allows one run a month. Rippling and ADP price by quote after a demo, and Deel charges per contractor abroad. For eight people paid every two weeks, Wagepoint is $88 and Employment Hero $70 a month (its minimum covers ten); one late CRA remittance costs 3% to 10% of the amount, so choose on how reliably the tool remits and files, then on price.
$70 minimum; HR modules extra
$70/mo
Solo for monthly pay, Unlimited for anything more frequent
$88/mo
HR and payroll across countries
Quote after a demo
50+ staff and complex payrolls
Quote after a demo
deel.
People outside Canada
$49 per contractor
Questions Canadian employers ask about payroll software
What is the best payroll software for a small business in Canada?
Wagepoint for most businesses under about 50 employees: $20 plus $4 per employee for monthly pay or $40 plus $6 for more frequent runs, with CRA remittances, T4s, ROEs and Quebec RL-1s handled and a direct sync to Xero, QuickBooks Online and FreshBooks. QuickBooks Payroll if your books are already in QuickBooks Online. Employment Hero (formerly Humi) if you want HR, onboarding and time off with payroll. PaymentEvolution if the lowest price matters most and you will run it yourself.
Which payroll platforms file T4s and ROEs automatically?
Wagepoint, QuickBooks Payroll, PaymentEvolution, Wave Payroll, Knit, Rise, Payworks and ADP all generate T4s and ROEs from the payroll data, and Wagepoint, PaymentEvolution, Rise and Payworks state that they transmit them (T4s to the CRA, ROEs to Service Canada) rather than handing you a file to upload. Wagepoint includes T4s, T4As and ROEs on both plans at no extra cost and lists RL-1s on its Quebec pricing page; QuickBooks Payroll generates ROEs when an employee has an interruption of earnings and fills out T4 and RL-1 forms ready to file; Wave generates T4 and T4A slips and ROEs; Knit includes T4s and ROEs on Lite. Employment Hero is the one to check: ROE generation is available only when Payroll and HR are active together. Whatever the tool, the T4 is due the last day of February and an electronic ROE five calendar days after the end of the pay period in which the interruption began.
Which payroll platforms handle multi-provincial compliance and provincial tax rates automatically?
Every payroll-first tool on this page applies the right provincial tax table to each employee once you set their province of employment: Wagepoint calculates and remits federal, provincial and territorial taxes and lists all ten provinces and three territories in setup, Rise operates across all provinces and territories, QuickBooks Payroll updates its tax tables whenever the government publishes new rates, and Wave covers every province and territory except Quebec. The rule the software applies is the CRA's: if the employee reports to your place of business, use the tables for the province where that business is located; if they do not, use the province from which you pay them. What separates the tools is the provincial extras. Wagepoint remits WCB/WSIB and the Ontario and BC Employer Health Tax on both plans, Knit does the same only on its $50 Complete plan, and Payworks pays WCB premiums for you. Employers with Quebec staff also need remittances to Revenu Québec, covered in the Quebec question below.
Which payroll software calculates and remits source deductions to the CRA automatically?
Wagepoint, QuickBooks Payroll, PaymentEvolution, Wave Payroll, Knit, Rise, Payworks and ADP calculate CPP, EI and income tax and send the remittance to the CRA on your remitter schedule, so a regular remitter's payment leaves by the 15th of the following month without anyone logging in to My Business Account. Two rows need reading closely: on PaymentEvolution the remittance service is included on every plan and required on Growth, and on Employment Hero the Payroll plan prepares your CRA remittance schedule while the filing itself belongs to its Managed Payroll tier at $30 per employee. The reason to insist on automatic remittance is the CRA's penalty: 3% of the amount if it is one to three days late, 5% at four or five days, 7% at six or seven, 10% beyond that or when nothing is sent, and 20% on a repeat failure in the same year made knowingly or through gross negligence. Wagepoint does this on both plans from $20 a month.
Which payroll software handles Quebec payroll (QPP, QPIP, RL-1, CNESST), and who files it?
Wagepoint, QuickBooks Payroll, PaymentEvolution, Rise, Payworks, Nethris and ADP run Quebec payroll: they deduct Quebec income tax, QPP and QPIP, remit them to Revenu Québec (federal tax and EI still go to the CRA), and produce the RL-1 slip alongside the T4. Wagepoint lists RL-1s on its Quebec pricing page and supports QPP and QPIP; QuickBooks Payroll EFILEs and remits with the CRA or Revenu Québec; Payworks handles RL-1s, QPP, CNESST and Revenu Québec remittances; Nethris is the Montreal specialist built around QPP, QPIP and CCQ construction rules. Wave Payroll is not available in Quebec because, its help centre says, it remits only to the CRA, and Employment Hero routes Quebec customers to Humi by Employment Hero, its dedicated Quebec product. Two employer-side items are easy to miss: the health services fund contribution and the CNESST premium, which Revenu Québec collects with your periodic remittance. Payworks and Nethris state they handle CNESST; ask any other provider to show both on a sample pay run.
What is the best payroll software for a solo entrepreneur paying themselves?
Wagepoint Solo at $24 a month ($20 plus $4 for one employee, one pay run a month) if you are incorporated and pay yourself a salary: it withholds the income tax and CPP, remits them to the CRA, and files the T4 you need for your personal return, and because you control more than 40% of the voting shares your employment is not insurable, so no EI is deducted. If you are a sole proprietor you do not run payroll for yourself at all: the CRA treats you and the business as one, you take draws, and you pay tax and CPP on the net income through your T1. PaymentEvolution Growth is cheaper at $4 per pay run plus a $55 setup fee, with email-only support. Either way, open a payroll account with the CRA before the first pay and remit by the 15th of the following month.
What is the best Canadian HRIS for managing source deductions and CRA remittances at mid-market?
For 50 to 999 employees, Payworks, Rise, ADP Workforce Now and Employment Hero are the Canadian HRIS platforms that run source deductions and CRA remittances inside the HR system; Wagepoint, our pick for small teams, is payroll-first with an employee portal and no HRIS layer, so it tops out around 50 staff. Payworks (quote, 25-plus years, NPI-trained support) pays tax remittances and WCB premiums and submits ROEs to Service Canada. Rise (from $8 per employee per month plus a base fee) remits federal and provincial deductions, integrates with the CRA, Revenu Québec and Service Canada, and syncs to Xero and QuickBooks Online. ADP Workforce Now is ADP's product for 50 to 999 employees, by quote. Employment Hero runs payroll at $7 per employee with a $70 minimum but prepares the remittance schedule rather than sending it unless you buy Managed Payroll at $30 per employee. Rippling, a US HRIS now selling Canadian payroll with CRA and Revenu Québec remittances, T4, T4A and RL-1 slips and ROEs, is the other name on mid-market shortlists.
How much does payroll software cost in Canada?
Published Canadian pricing runs from $0 plus $4.00 per employee per pay run (PaymentEvolution Growth, up to three employees, plus a $55 setup fee) to $50 plus $8 per employee (Knit Complete). Wagepoint is $20 plus $4 for monthly pay or $40 plus $6 otherwise, Wave is $25 plus $6, Knit Lite is $40 plus $6, and Employment Hero is $7 per employee with a $70 minimum. A team of eight paid every two weeks costs $52 to $88 a month across those tools. Payworks, ADP and Nethris quote, Rise publishes $8 per employee on its Start plan plus an unstated base fee, and QuickBooks Payroll shows its tier prices at checkout.
What is the easiest payroll software to set up for a first-time employer in Canada?
Wagepoint: a 14-day free trial, employees and year-to-date figures entered in an afternoon, and the CRA remittance schedule set once. One employee paid monthly costs $24. If you are already on QuickBooks Online, turning on QuickBooks Payroll is as easy and keeps everything in one login. Do not hand-calculate with the CRA payroll deductions calculator once you have a real employee; the remittance deadlines are where owners get penalised.
Which payroll software do Canadian accountants recommend?
In our own practice, Wagepoint: it syncs two-way with Xero and QuickBooks Online so the payroll journal posts itself, it files rather than exports T4s and ROEs, and 30,000-plus businesses run on it. Knit and Rise are the other tools here with a real Xero integration. For QuickBooks-only firms, QuickBooks Payroll is the path of least resistance. Xero has no built-in Canadian payroll module, so every Xero firm pairs it with a payroll tool.
What is the best payroll software for a Canadian business with 10 to 50 employees?
Wagepoint Unlimited at $40 plus $6 per employee ($100 a month for ten, $340 for fifty) if you want payroll only and an accounting sync. Employment Hero at $7 per employee ($70 to $350) if you want onboarding, time off and benefits with it. PaymentEvolution Business Basic is cheapest up to 25 employees on monthly or bi-weekly pay. Above 50, or with unions and several provinces, Payworks, Rise and ADP start to earn their quotes.
Is there free payroll software in Canada?
Not fully. PaymentEvolution's Growth plan has no monthly fee but charges $4.00 per employee per pay run and a $55 setup fee, so one employee paid monthly is $4.00 a month. The CRA's Payroll Deductions Online Calculator is free for working out deductions, but you still have to remit, file T4s and issue ROEs yourself. Wave Payroll is not free; it is $25 plus $6 per employee.
Can I do payroll myself in Canada without software?
Yes, legally. You open a payroll account with the CRA, calculate CPP, EI and income tax with the CRA's online calculator each pay, remit by the 15th of the following month (regular remitters, which new employers are), file T4s by the last day of February and issue ROEs within five calendar days (of the first day of the interruption of earnings on paper, or of the end of the pay period in which it happened when filed electronically). Most owners stop after the first missed remittance: the penalty is 3% to 10% of the amount, generally on the part above $500. Software from $4 a month removes that risk.
What is the best alternative to QuickBooks Payroll in Canada?
Wagepoint, because it syncs two-way with QuickBooks Online as well as Xero and FreshBooks, publishes its price ($20 plus $4, or $40 plus $6) and files T4s, ROEs and RL-1s. Knit is the alternative if you also want onboarding and time off. Both survive a later move away from QuickBooks, which QuickBooks Payroll does not.
What happens if I miss a CRA payroll remittance?
The CRA charges a penalty on the amount that was late: 3% if it is one to three days late, 5% at four or five days, 7% at six or seven days, and 10% if it is more than seven days late or never sent, rising to 20% for a second or later failure in the same calendar year made knowingly or through gross negligence, plus interest. The CRA generally applies it only to the part of the amount above $500, unless the failure was knowing or grossly negligent. Those are the rates in the CRA's T4001 employers' guide. Every payroll tool on this page that remits automatically exists to make that impossible.
Does Xero have payroll in Canada?
Not as a built-in module. Xero's Canadian site routes payroll to its App Store partners, and Wagepoint is the one Xero features, with single sign-on and a payroll journal that posts to Xero after every pay run. Knit and Rise also connect to Xero. Canadian Xero users therefore pair Xero with one of those tools.
How do I pay contractors or employees outside Canada?
Not with Canadian payroll software. Deel pays contractors in 120-plus currencies at $49 per contractor a month and can employ someone in 130-plus countries through its Employer of Record at $599 per employee a month, handling that country's tax and compliance. Deel also sells an own-entity Global Payroll that covers Canada, priced by quote; for a domestic team the published tools above cost less. Your Canadian team stays on Wagepoint or whichever tool above you chose.
Pick by team size, then by what else you need
Payroll only, under about 50 staff: Wagepoint. HR with payroll from about 10 staff: Employment Hero. HR and payroll in one system with people in more than one country: Rippling. Past 50 staff with unions or several provinces: ADP, by quote. Contractors or hires abroad: Deel. Whichever you pick, make sure it remits to the CRA on your schedule; a late remittance costs 3% to 10% of the amount.
Every price and capability was re-read on Sep 20 2026 at the provider's own pages, linked under each verdict; where a provider quotes rather than publishes, the row says so and the cost profiles leave it out. That pass caught real drift in two weeks: PaymentEvolution raised all three per-run rates, Wagepoint added WCB and EHT remittances to its plan table, and Employment Hero's payroll page now says it prepares the remittance schedule rather than sending it. We run Wagepoint on our own clients' payrolls and have reconciled QuickBooks Payroll, Wave, Payworks and ADP output for clients, which is where the remittance and year-end claims were checked against what actually arrived at the CRA. The CRA figures (penalty tiers, remitter due dates, ROE deadlines, province of employment) come from the T4001 guide and the ROE guide on canada.ca; the Quebec obligations from Revenu Québec's employer pages. Bi-weekly costs assume 26 runs a year. The five featured tools each solve a different problem, and the picker sends each team to the one we would set up for a client. Wagepoint, Employment Hero, Rippling and Deel pay us a referral fee; ADP and the other tools do not.