Ownr.co Review: Incorporate Your Canadian Business in Minutes
Skip the expensive law firm. Register, incorporate, and manage your legal compliance online for a fraction of the cost.
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At a Glance
Best For
Solopreneurs, Consultants, E-commerce sellers, and simple corporations.
Not Ideal For
Complex corporate structures (HoldCos), multi-class share structures requiring custom legal drafting.
CPA Verified Review
"Ownr is the default recommendation for 95% of our new clients. It is cheaper, faster, and integrates directly with RBC for instant business banking."
— Seb Prost, CPA
Founder, LedgerLogic
February 2026
Why We Choose It
- Significantly cheaper than a traditional law firm ($1k+ savings).
- Get up to $300 back when opening an RBC business account.
- Digital Minute Book included (say goodbye to the dusty physical binder).
- Automated GST/HST Program account registration.
- Generates all initial legal docs: Bylaws, Shareholder Resolutions, Director Consents.
What to Watch For
- Not suitable for complex structures (e.g., Family Trusts, complex HoldCos).
- Limited ability to create custom share classes without legal help.
- Customer support is online-only (no phone support).
| Feature | Ownr | Appointed Lawyer |
|---|---|---|
| Cost (Incorporation) | $600 - $800 (One-time) | $1,500 - $2,500+ |
| Time to Complete | 15 Minutes (Instant Filing) | 1 - 2 Weeks |
| Minute Book | Digital & Auto-updated | Physical Binder (Extra cost) |
| Banking Integration | Instant RBC Setup + $300 Cash Back | Manual Paperwork |
| Post-Incorp Support | Automated Annual Filings | Billable Hours ($300+/hr) |
Simple, Transparent Pricing
Choose the structure that fits your business stage.
Sole Proprietorship
$49 - $89one-time
Best for freelancers and side-hustles.
Incorporation
Most Popular$600 - $800one-time
Best for startups and liability protection.
Managed Corp
Automation$499/ year
Best for ongoing compliance and peace of mind.
Note: Implementation prices include estimated government fees which vary by province. The $300 RBC Cash Back offer significantly reduces the net cost of incorporation.
How We Implement It
Our standard playbook for rolling this out correctly.
Name Search (Nuans)
Run a free name search directly on Ownr to see if your business name is available.
Select Structure
Choose between Sole Proprietorship (simpler) or Incorporation (liability protection + tax deferral).
Company Details
Enter your business address and director details. Ownr auto-generates the Articles of Incorporation.
Sign & Pay
Digitally sign the documents. Pay the one-time fee (remember the RBC rebate applies later).
Get Your Minute Book
Instantly receive your Certificate of Incorporation and access your digital Minute Book.
Claim $300 Rebate
Click the link in your dashboard to open your RBC account and trigger the cash back refund.
Incorporation Sprint
We'll handle your entire incorporation process, from name search to minute book, ensuring you're legally set up in 48 hours.
What's Included
- Business Name Search & Reservation
- Federal or Provincial Incorporation
- RBC Business Account Setup
- GST/HST Program Registration
Deliverables
- Certificate of Incorporation
- Articles of Incorporation
- Digital Minute Book
- Organizational Resolutions
Typical completion: 3-5 business days
Frequently Asked Questions
Is Ownr cheaper than a lawyer?
Is My Ownr incorporation legally valid?
How does the $300 RBC cash back work?
Can I use Ownr for a Holding Company?
Does Ownr handle GST/HST registration?
What is the 'Managed Corp' plan?
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