CPA-tested · 2026
4.6/5
Canadian PayrollCRA CompliantXero Integration

Wagepoint Review (2026): Canadian payroll, CPA-tested

Wagepoint runs Canadian payroll for small businesses: automatic CPP, EI, and income tax, T4s, ROEs, and CRA remittances paid on your behalf. We have run it on 8 client payrolls. Here is what it costs, where it wins, and where it falls short.

Exclusive offer: $150 Gift Card After First Payroll

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Wagepoint
Wagepoint
Canadian payroll
4.6
/ 5.0
CRA compliance (CPP/EI/tax)4.8
T4 and ROE filing4.7
Ease of use4.7
Xero / QuickBooks sync4.6
Scale past 100 employees3.3
Wagepoint cost estimator
How often do you run payroll?
How many people do you pay?
employees + contractors
5people on payroll
1153050
Solo
$40/mo
one pay run a month
Unlimited
$70/mo
unlimited pay runs
Your fit
Unlimited
$70/mo for 5

Weekly and bi-weekly pay need the Unlimited plan, about $70 a month for 5. Prices are in CAD and exclude GST.

Recommended by CPAs
TOP PICK
The CPA verdict
Best for

Canadian SMEs (1-100 employees) who need straightforward, compliant payroll without enterprise complexity.

Not for

Businesses with US employees (Wagepoint is Canada-only), or enterprises needing advanced HRIS features like performance management.

Bottom line

Wagepoint is the payroll tool we recommend most for Canadian small businesses. It handles the complexity of Canadian payroll (CPP, EI, multi-province tax) without the bloat of enterprise solutions.

SP
Sebastien Prost, CPA
Tested on 8 client payrolls · August 2026
CPA-tested
Canadian-specific
Updated August 2026
Quick answer

Is Wagepoint worth it for a Canadian small business?

For most Canadian businesses with 1 to 100 employees, yes. We have run Wagepoint on 8 client payrolls and it reliably handles the parts that cause CRA trouble: automatic CPP, EI, and income tax calculations, T4 and T4A slips, ROE filing, and source-deduction remittances paid to the CRA on your behalf. Pricing is honest, in CAD: Solo is $20 per month plus $4 per employee but allows only one pay run a month, while Unlimited is $40 per month plus $6 per employee for weekly or bi-weekly pay. The real limits: it is Canada-only and tops out around 100 employees. New customers get a $150 gift card after their first payroll through our referral link.

What you get

The features that make Wagepoint worth it

Everything Canadian payroll needs to stay compliant and run in minutes, without the enterprise bloat.

Automatic CRA remittances

Wagepoint calculates CPP, EI, and income tax and remits them to the CRA after every pay run, the number-one source of payroll penalties, removed.

Direct deposit

Pay your team by direct deposit to any Canadian bank account in a few clicks, with pay stubs generated automatically.

T4s and T4As, filed

At year-end Wagepoint generates T4 and T4A slips and files them electronically with the CRA, minutes instead of hours.

ROE filing to Service Canada

Issue Records of Employment with insurable hours and earnings pre-filled and submitted to Service Canada, no web portal.

Employee self-service

Staff view pay stubs, pay dates, and year-to-date earnings and update their own details in a secure portal.

Timesheets + mobile app

Built-in Timesheets and the My Wagepoint app (launched 2026) let employees submit time and check pay from their phone.

Xero & QuickBooks sync

Payroll journal entries post automatically to Xero and QuickBooks Online, so the books stay current after every run.

Multi-province payroll

Correct provincial tax and deductions across every province and territory, essential for remote Canadian teams.

Pros & cons

Where Wagepoint wins, and where it does not

Strengths
Automated CPP, EI, and federal/provincial income tax calculations that stay current with CRA rates.
T4 and T4A generation at year-end with direct CRA filing capability.
ROE (Record of Employment) filing built in, saving hours during terminations or layoffs.
Direct deposit to Canadian bank accounts with reliable processing.
Clean integration with Xero and QuickBooks Online for seamless journal entries.
Simple, intuitive interface that non-accountants can operate without training.
Watch-fors
Canada-only: no support for US employees or cross-border payroll scenarios.
Limited to approximately 100 employees before needing an enterprise solution.
No built-in time tracking on the base plan (available on Complete plan).
Reporting is functional but less customisable than enterprise platforms like Ceridian.
vs the alternatives

Wagepoint vs Payworks vs Humi

All three are Canadian and CRA-compliant. The difference is how much HR sits around the payroll, and how much you pay for it.

Factor
Wagepoint
Payworks
Humi
Starting price
$20/mo + $4/employee
~$21/mo + $2/employee
Custom (HR-led)
Best for
Simple Canadian payroll
Growing or regulated teams
HR-first teams
Core focus
Payroll, clean and fast
Full payroll plus HR
HRIS with payroll
Xero / QuickBooks sync
Yes
Yes
Limited
ROE + T4 filing
Built-in
Built-in
Built-in

When a different tool fits: choose Payworks if you want a dedicated service rep, time tracking, and deeper HR for a growing or regulated team, or Humi if you want an HR-first system with onboarding and benefits built around payroll. For clean, focused Canadian payroll at a low price, Wagepoint is the lighter choice.

Pricing

What Wagepoint actually costs in 2026

Per-employee pricing in CAD. Pick Solo if you pay monthly, Unlimited if you pay weekly or bi-weekly.

Solo
$20/ month + $4 per employee

One payroll run per month. Best for businesses that pay monthly.

One payroll run per month
One pay group
Automated CPP, EI, and income tax
Direct deposit
T4 and T4A generation
ROE filing (Records of Employment)
Reporting dashboard
Choose Solo
Most popular
Unlimited
$40/ month + $6 per employee

Unlimited pay runs and pay groups. Best if you pay weekly or bi-weekly.

Everything in Solo
Unlimited pay runs per month
Unlimited pay groups
Direct deposit
T4 and T4A generation
ROE filing (Records of Employment)
Reporting dashboard
Start on Wagepoint

Note: Pricing is in CAD. The Solo plan covers one payroll run a month. If you pay weekly or bi-weekly you need Unlimited ($40 per month plus $6 per employee), which covers unlimited pay runs. Annual billing is available for savings.

How it works

From CRA setup to your first payroll in five steps

1
Company Setup

Enter your business details, CRA payroll account number, and provincial registration.

2
Add Employees

Input employee details including SIN, TD1 federal/provincial forms, and bank information for direct deposit.

3
Configure Earnings

Set up salary, hourly rates, vacation accrual policies, and any custom earning types (commissions, bonuses).

4
Connect Accounting

Link Wagepoint to Xero or QuickBooks Online to auto-post payroll journal entries.

5
Run First Payroll

Process a test run, review the calculations, and confirm direct deposit amounts before going live.

Common mistakes to avoid
Not setting up the correct CRA payroll account number (this causes remittance errors).
Forgetting to update TD1 forms when employees change provinces.
Missing the CRA remittance deadline (penalties are steep for late payroll remittances).
Not configuring vacation accrual correctly for provincial minimums.
Running payroll without verifying the first direct deposit batch went through.
Want it set up right?

Payroll is where CRA penalties start.

Wagepoint automates the calculations, but the wrong CRA payroll account, a missed remittance deadline, or an out-of-date TD1 still triggers penalties. We set up and run payroll for Canadian businesses on fixed monthly pricing.

Fixed monthly pricing, no surprises
Real outcomes

What our testing found

SP
Sebastien Prost, CPA
Founder, LedgerLogic

We tested Wagepoint on 8 Canadian client accounts ranging from 2 to 20 employees across Ontario, British Columbia, and Quebec. We evaluated payroll accuracy, CPP/EI calculation correctness, T4 generation, ROE filing, CRA remittance calculations, and Xero integration reliability over 6 months of pay runs. Pricing verified May 2026.

Common questions

10 questions people ask about Wagepoint

The bottom line

Compliant Canadian payroll from $70 a month.

For 5 on bi-weekly pay, Wagepoint runs CPP, EI, income tax, T4s, ROEs, and CRA remittances on the Unlimited plan. New customers earn a $150 gift card after their first payroll through our referral link.

Wagepoint

$150 Gift Card After First Payroll

Start on Wagepoint